Privacy Code

The Police Credit Union Privacy Statement

In order to protect our members’ right to have confidential information remain private and to comply with recent legislation, your Credit Union developed a Privacy Statement which reads:

The Police Credit Union holds personal information about members to help us meet and maintain the highest standards of financial service. This information can include your name, address, age, income, use of accounts and credit history, as well as the relationship of others linked to you in account services.

With your consent, we only collect what we absolutely need for the following purposes:

  • To understand your needs and to develop, offer and manage products and services that meet those needs;
  • To determine the suitability and your eligibility for member products and services;
  • To evaluate your credit standing and to share or exchange reports and information with credit reporting agencies;
  • To detect and prevent fraud, and to help safeguard the financial interests of the Credit Union and its members; and
  • To meet legal and regulatory requirements.

If you have any questions about the Police Credit Union’s Privacy Statement, please call 1-800-561-2557. For general information, visit the Government website at www.privcom.gc.ca.

User Agreement Internet Banking

USER AGREEMENT FOR THE POLICE CREDIT UNION LIMITED'S INTERNET BANKING SITE

Trade-marks and Copyrights Protected

Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this Website may constitute trade names, trade-marks or service marks belonging or licensed to the Police Credit Union. Any unauthorized downloading, re-transmission, or other copying or modification of trade-marks and/or the contents hereof may be a violation of statutory or common law governing trade-marks and/or copyrights and could subject the copier to legal action. All information found in the pages of this Website is protected under copyright. Unless otherwise specified in writing, no one has permission to copy, redistribute, reproduce or republish in any form any information found herein.
All trade-marks are the property of their respective owners.

Use of Information

The Police Credit Union believes the information placed on this Website to be complete and accurate at the time the information was placed on the Website. Information on this Website may change at any time, without notice to you. The Police Credit Union does not guarantee the completeness or accuracy of the information contained on this Website; please contact your branch for complete, current information. The information contained in this Website is not intended to provide you with specific legal, accounting, financial, or tax advice and you should not rely upon it as such for specific advice. Please contact your own legal, accounting, financial, and/or tax advisors in this regard.

References and Links Not Endorsements

References in this Website to products or services other than those offered by The Police Credit Union or hyperlinks to other Websites offering products or services, do not imply or constitute endorsement by The Police Credit Union of such products or services or of those providing them.

 

Terms of Website Agreement

IF YOU ACCESS OR USE THIS WEBSITE YOU ACCEPT AND AGREE TO THE FOLLOWING TERMS:

Use of Products and Services

The products and services identified on this Website are available only to members of the Police Credit Union.

Confidentiality and Security

E-mail communication over the Internet is unprotected and may be subject to interception, loss or alteration. The Police Credit Union is not responsible for any loss or damage arising from the use of e-mail or Internet communication. If you choose to communicate confidential information electronically, the Police Credit Union will accept your communication as your authorization for us to respond to you, including responses containing confidential information, electronically.

Password Security Issues

A password will be assigned to you by the Police Credit Union for the purpose of using the Internet (online) banking functions. The Police Credit Union interprets your password sign on as your written signature and holds you responsible for all transactions conducted with the use of your password. You agree not to disclose your password to any person not employed by the Police Credit Union and to take all necessary precautions to prevent any other person from learning your password. You may change the password assigned to you by the Police Credit Union, but in so doing you agree not to select a password that will easily identify you nor be easily traceable to you, such as your date of birth or your phone number. You agree that you, not the Police Credit Union, will be held liable for any and all transactions and/or losses created by loss of the confidentiality of your password. Please notify the Police Credit Union immediately if you become aware of any breach of security.

Accuracy of Information Provided by Internet Banking

Internet banking obtains its information from the Police Credit Union's banking system. If there is a discrepancy between information provided by Internet banking and the information existing in the Police Credit Union's banking system, the information in the Police Credit Union's banking system shall be deemed to be correct.

Fees

Fees may be charged for access to Internet banking. You will be notified of these fees and of any changes to them. You agree that these fees may be debited to any account you hold with the Police Credit Union.

 

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