Credit Life Insurance

Coverage For All Your Lending Needs

Select your options!

Personal Loans

Your Credit Union offers an outstanding life insurance program for you and your family. For just pennies a day, you'll have peace of mind knowing your family won't have to worry about the financial obligation of paying your loan.

Life insurance protection eliminates the outstanding balance on personal loans leaving your loved ones debt-free (subject to conditions; see your MSO for additional details). 

BENEFITS AND FEATURES

  • Coverage available on personal loans
  • Personal loan insurance premium is included in regular payment
  • No physical examination required
  • Underwritten by CUMIS Life Insurance Company
  • Maximum coverage of $90,000* for loans with a maximum  term of 120 months* up to age 70


*Contract limits vary by Credit Union.  Talk to your Credit Union representative for more information.

Mortgages

Your home is a big investment, so it's nice to know your financial obligations can be met in case anything unexpected happens (subject to conditions; see your MSO for additional details). Life is too short to worry. Learn about how this affordable coverage can provide peace of mind today.

BENEFITS AND FEATURES

  • In the event of death, the outstanding insured mortgage balance, plus accrued interest, plus settlement interest up to age 80 is paid to a maximum coverage of $500,000
  • Joint coverage available
  • Premiums adjusted downward when additional payments of $5,000 or more have been paid against the mortgage
  • Interim coverage available - immediate coverage to offset contractual liability with vendor
  • No underwriting - on site issuance under $250,000 and in good health
  • Group Mortgage Insurance available - helps protect your family and your assets
  • Underwritten by CUMIS Life Insurance Company

Note: Some products have more underwriting qualifications than others. Call us for complete details.

Lines of Credit

Life insurance protection eliminates the outstanding balance on your insured line of credit in the event of the unexpected (subject to conditions; see your MSO for details).

BENEFITS AND FEATURES

  • Coverage available on all lines of credit
  • Monthly premium payments only change based on amount used
  • No physical examination required
  • Maximum coverage $500,000 to age 70
  • Underwritten by CUMIS Insurance Life Insurance Company
 

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