Rewards | Rewards Loyalty | Premium Rewards | Pay As You Go | Junior | Youth | Student | |
---|---|---|---|---|---|---|---|
Monthly Fee | $0.00 | $11.95 | $19.95 | $0.00 | $0.00 | $0.00 | $0.00 |
In Branch Withdrawals | Free | Free | Free | Free | Free | Free | Free |
Cheques (CAD/US Accounts) | Free* | Free | Free | $0.70 | $0.70 | $0.70 | $0.70 |
Pre-Authorized Payments** | Free | Free | Free | $0.70 | Free | Free | Free |
Interac DEBIT Transactions | Free | Free | Free | $0.70 | Free | Free | Free |
The Police and The Exchange Network ATM's (for deposits, withdrawals, transfers, balance inquiries) | Free | Free | Free | Free | Free | Free | Free |
Bill Payments | |||||||
| Free | Free | Free | $1.00 | N/A | Free | Free |
| Free | Free | Free | $0.60 | N/A | Free | Free |
| Free | Free | Free | $0.60 | N/A | Free | Free |
Transferring Your Funds Within the Same Membership | |||||||
| Free | Free | Free | $2.00 | $2.00 | $2.00 | $2.00 |
| Free | Free | Free | Free | Free | Free | Free |
| Free | Free | Free | Free | Free | Free | Free |
Transferring Your Funds to Another Membership | |||||||
| Free | Free | Free | $2.00 | $2.00 | $2.00 | $2.00 |
| Free | Free | Free | Free | Free | Free | Free |
| Free | Free | Free | Free | Free | Free | Free |
Interac e-TRANSFER - Send | Free*** | Free*** | Free | $1.50 | $1.50 | $1.50 | $1.50 |
Interac e-TRANSFER - Receive | Free | Free | Free | Free | Free | Free | Free |
Interac e-TRANSFER - Request | $1.50 | $1.50 | Free | $1.50 | $1.50 | $1.50 | $1.50 |
Interac Cash Withdrawals | $1.50 | $1.50 | Free | $1.50 | $1.50 | $1.50 | $1.50 |
PLUS Cirrus International | $4.95 | $4.95 | $4.95 | $4.95 | $4.95 | $4.95 | $4.95 |
THE EXCHANGE (US), for Withdrawals Use ACCEL Network | $2.95 | $2.95 | $2.95 | $2.95 | $2.95 | $2.95 | $2.95 |
The ACCEL Network for Point of Sales (POS) Debit Transaction (US) | $0.70 | $0.70 | $0.70 | $0.70 | $0.70 | $0.70 | $0.70 |
Monthly Satement Fee | $2.00 | $2.00 | $2.00 | 2.00 | Free | Free | Free |
E Statements | Free | Free | Free | Free | Free | Free | Free |
Cheque Images | Free | Free | Free | Free | N/A | Free | Free |
Business | Organization | |
---|---|---|
In Branch Withdrawals | Free | Free |
Cheques (CAD/US Accounts) | $0.70 | $0.70 |
Pre-Authorized Payments* | $0.70 | $0.70 |
Interac DEBIT Transactions | $0.70 | $0.70 |
The Police and THE EXCHANGE Network ATM's (for deposits, withdrawals, transfers, balance inquiries) | Free | Free |
Bill Payments | ||
|
$1.00 | $1.00 |
|
$0.60 | $0.60 |
|
$0.60 | $0.60 |
Transferring Funds Within the Same Membership | ||
|
$2.00 | $2.00 |
|
Free | Free |
|
Free | Free |
Transferring Funds to Another Membership | ||
|
$2.00 | $2.00 |
|
Free | Free |
|
Free | Free |
Interac e-TRANSFER - Send | $1.50 | $1.50 |
Interac e-TRANSFER - Receive | Free | Free |
Interac e-TRANSFER - Request | $1.50 | $1.50 |
Interac CASH Withdrawals | $1.50 | $1.50 |
PLUS/Cirrus International | $4.95 | $4.95 |
THE EXCHANGE (US), for Withdrawals USE ACCEL Network | $2.95 | $2.95 |
The ACCEL Network for Point of Sale (POS) Debit Transaction (US) | $0.70 | $0.70 |
Monthly Statement Fee | $2.00 | $2.00 |
E Statements | Free | Free |
Cheque Images | Free | Free |
Copy of Satement | |
|
$2.00 |
|
$2.00 |
Search for Items, Cheques, Deposits, Names, Accounts, Vouchers, and Certified Copy of images | Within 90 days $5.00/item. Over 90 days $10.00/item. Multiple items or lengthy searches $40.00/hour. |
US Cheque Search (Per Hour) | $50.00 |
Bill Payment Trace/Recall Request | $10.00 |
Cheque Orders | At Cost |
Special Orders - Line of Credit | |
|
$35.00 |
|
$35.00 |
|
$7.00 |
Stop Payment - Each Transaction | $10.00 |
|
$10.00 |
|
$10.00 |
Overdraft Transfers | $7.50 |
Post-Dated Handling | $5.00 |
Cheques for Collections | $25.00 |
Certify Cheque for Member | $5.00 |
Certify for Non-Member | $15.00 |
Official Cheques | $5.00 |
U.S. Cheque Drawn on CDN Account | $15.00 |
Stop Payment for US Bank Draft | $15.00 US |
US Bank Draft | $10.00 US |
Mortgage Discharge | $350.00 |
Transfer Mortgage to Another Financial Institution | $450.00 |
Mortgage Re-Advancement (CreditMaster) | $100.00 |
Property Valuation Fees | $150.00 - $325.00 |
Appraisal Fee | Varies Cost Per Appraiser |
Credit Bureau Fee | $20.00 |
Personal Property Registration Fee (Vehicle Loans) | $95.00 |
Mortgage Financing | Cost |
Late Payment Fee (All Credit Products) | $45.00 |
Meritline/Primeline Discharge | $350.00 |
Regular Recruit Loan Administration Fee | $145.00 |
Charge Back (Drawn on Self) | $50.00 |
Wire Funds | |
|
$45.00 |
|
$45.00 |
|
$45.00 USD |
|
$45.00 USD |
|
$45.00 |
Electronic Fund Transfer Single Request | $20.00 |
RESP Transfer Out | At Cost |
RRIF Transfer Out | $50.00 |
RRSP Transfer Out | $50.00 |
TFSA Transfer Out | $50.00 |
Variable RRSP Withdrawals | $50.00 |
Certificate of Balance | $5.00 |
Certificate of Interest | $15.00 |
Dormancy Notice | $25.00 |
Dormant Membership Admin Fee (Per Year) | $100.00 |
Account Garnishee | $35.00 |
Membership Closing Fee | $9.95 |
Safety Deposit Box* | |
|
$30.00 |
|
$35.00 |
|
$50.00 |
|
$70.00 |
|
$100.00 |
Safety Deposit Box Drilling Fee | $450.00 |
Safety Deposit Box Key Replacement | $40.00 |
Country Blocking Unblocking | $9.95 |
ATM Debit/Credit Adjustment | $2.00 |
Replacement ATM Cards (Frequent) | $5.00 |
External Auto-Fund Transfer (New/Change)** | $20.00 |
Manual Posting of Pre-Authorized Item** | $20.00 |