The mortgage process can be confusing. We’ll provide proactive advice to guide you through every step with ease.
Open to any member, our Rewards Program offers you low borrowing rates, high savings and investing interest, and no-fee banking.
A fixed rate mortgage is right for you if you want your rate locked in for a specific term. A fixed rate can protect you if interest rates go up. Your rate will stay the same for the term of your mortgage.
A variable rate mortgage is right for you if you want a mortgage rate that will fluctuate up or down. Your rate may fluctuate based on the Credit Union Prime rate. There may be more risk to this mortgage as your rates may increase, but you may also benefit if rates decrease.
The CreditMaster® mortgage is right for you if you want a mortgage that is flexible and re-advanceable
A high ratio mortgage is right for you if you have a down payment of less than 20% of the purchase price of the home you are buying. High ratio mortgages are insured against default and require a payment of a premium which can be added to your mortgage.
An open term mortgage is right for you if you want the flexibility to pay down or pay off your mortgage at any time without penalty. This mortgage will have a higher rate than a closed mortgage.
This mortgage is right for you if you are buying or need to refinance an investment or non-owner-occupied property.
See how much mortgage you can afford and what your payments could look like with our mortgage calculator.
Take advantage of your home equity to achieve even more of your goals, from renovations to your dream vacation, with our low-interest home equity line of credit.
Click below on topics that best relate to your home situation