| LINES OF CREDIT | REWARDS RATE | NON-REWARDS RATE |
|---|---|---|
| PERSONAL | 8.45% | 9.45% |
| CONTINUING EDUCATION LOC | 6.45% | 6.95% |
| STUDENT LOC | 6.45% | 6.95% |
| TERM DEPOSITS | REWARDS RATE | NON-REWARDS RATE |
| 1 YEAR | 3.00% | 2.90% |
| 2 YEAR | 3.10% | 3.00% |
| 3 YEAR | 3.40% | 3.30% |
| REGISTERED PRODUCTS (5 YEARS) | REWARDS RATE | NON-REWARDS RATE |
| TFSA | 3.60% | 3.50% |
| RRSP | 3.60% | 3.50% |
| NON REGISTERED CASHABLE TERM DEPOSIT | 2.20% | 2.10% |
HOW IT WORKS
Simply sign up for one of our Rewards accounts: Chequing, Loyalty or Premium and use it as your primary bank account for your frequent transactions, like bill payments, pre-authorized transfers and purchases.
POLICE OFFICERS
CIVILIAN EMPLOYEES
POLICE RECRUITS
FAMILY MEMBERS
WHAT YOU GET
NO-FEE BANKING
Enjoy zero fees for day-to-day banking services, including:
- No monthly fees or minimum balance requirements (only on Rewards Chequing accounts)
- Debit transactions
- Bill payments
- Pre-authorized debits
- e-Transfers (up to 4 per month or unlimited depending on account type)
- Overdraft protection*
LOW INTEREST BORROWING
Benefit from the lowest possible borrowing rates for:
- Mortgages
- Loans
- Lines of credit
(including a $5,000 Personal Line*)
HIGH INTEREST SAVING
Get the highest possible interest on savings and investments, including:
- Savings accounts
- Term deposits
- RRSPs
- TFSAs
- RRIFs
*Final approval is based on meeting standard credit approval criteria.
**Up to 4 free per month with a Rewards Chequing account. Up to 10 free per month with a Rewards Loyalty account. Unlimited with a Premium Rewards account.
**Up to 4 free per month with a Rewards Chequing account. Up to 10 free per month with a Rewards Loyalty account. Unlimited with a Premium Rewards account.
Don’t have an account yet?
We’ve got account options ranging from youth all the way to retiree, so you can easily find the best fit for your needs.
Compare Rewards Program Rates vs Non-Rewards Program Rates
As of June 15th, 2026
| Mortgages | rewards rate | non-rewards rate |
|---|---|---|
| 5 year closed | 4.39% | 4.49% |
| 3 year closed | 4.29% | 4.39% |
| 1 year open | 7.80% | 8.00% |
| loans | rewards rate | non-rewards rate |
| vehicle loan (1 year) | 5.50% | 6.50% |
| personal loan (1 year) | 8.75% | 9.75% |
| rsp loan (1 year) | 5.75% | 6.25% |
CREDIT CARDS TO MATCH YOUR GOALS
Put your spending to use earning the rewards you want. Plus the more you spend, the more we send in donations to the Police Memorial Foundation.
PICK AN ACCOUNT THAT BEST SUITS YOU
BANK ACCOUNTS
FOR FAST APPROVALS AND BETTER RATES
MORTGAGES
Refer a friend and earn $100
Love banking with us? Tell your family members and policing friends! For each one that joins, you’ll both earn a $100 cash each.
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WHO WE ARE
