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MAXIMIZE YOUR MONEY WITH REWARDS

Rewards Program
 
 

​HOW IT WORKS

​Simply direct deposit your full pay cheque or pension into your TPCU chequing and use it as your primary bank account for your frequent transactions, like bill payments, pre-authorized transfers and purchases.

 

 

 

 

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​POLICE OFFICERS

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CIVILIAN EMPLOYEES

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POLICE RECRUITS

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FAMILY MEMBERS

 

​WHAT YOU GET

NO-FEE BANKING

Enjoy zero fees for day-to-day banking services, including: 

  • No monthly fees or minimum balance requirements
  • Debit transactions
  • Bill payments
  • Pre-authorized debits
  • e-Transfers (up to 4 per month)
  • Overdraft protection*

LOW INTEREST BORROWING

Benefit from the lowest possible borrowing rates for: 

  • Mortgages
  • Loans
  • Lines of credit
    (including a $5,000 Personal Line*)




HIGH INTEREST SAVING

Get the highest possible interest on savings and investments, including: 

  • Savings accounts
  • Term deposits
  • RRSPs
  • TFSAs
  • RRIFs
 
*Final approval is based on meeting standard credit approval criteria.
 

Don’t have an account yet?

We’ve got account options ranging from youth all the way to retiree, so you can easily find the best fit for your needs.

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Compare Rewards Program Rates vs Non-Rewards Program Rates

As of May 17th, 2022

 
Mortgagesrewards ratenon-rewards rate
5 year closed4.19%4.89%
3 year closed3.99%

4.09%

1 year open6.20%6.70%
loansrewards ratenon-rewards rate
vehicle loan (1 year)6.50%7.25%
personal loan (1 year)8.75%

9.75%

rsp loan (1 year)4.75%5.00%
LINES OF CREDIT REWARDS RATE NON-REWARDS RATE
PERSONAL  7.20% 8.20%
CONTINUING EDUCATION LOC 5.20%

5.70%

STUDENT LOC 5.20% 5.70%
TERM DEPOSITS REWARDS RATE NON-REWARDS RATE
1 YEAR 2.10% 2.00%
2 YEAR 2.60%

2.50%

3 YEAR 2.95% 2.85%
REGISTERED PRODUCTS (5 YEARS) REWARDS RATE NON-REWARDS RATE
TFSA 3.20% 3.10%
RRSP 3.20%

3.10%

NON REGISTERED CASHABLE TERM DEPOSIT 0.90% 0.80%
 
Police Recruit Graduation
 

​START YOUR POLICING CAREER STRONG

Focus on your grades, not your financing with a pre-approved tuition loan for the Ontario Police College, a line of credit, your choice of Mastercard® and more.
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Collabria Cash Back Mastercard

​CREDIT CARDS TO MATCH YOUR GOALS

​Put your spending to use earning the rewards you want. Plus the more you spend, the more we send in donations to the Police Memorial Foundation. 

PICK AN ACCOUNT THAT BEST SUITS YOU

BANK ACCOUNTS

FOR FAST APPROVALS AND BETTER RATES

MORTGAGES

Refer a friend and earn $50

Love banking with us? Tell your family members and policing friends! For each one that joins, you’ll earn a $50 cash or grocery card.

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