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Line of Credit

​LINES OF CREDIT

 

​Accelerated, easy process

We make our lending process as quick and easy as possible to ensure you get your line of credit fast. 

​Personalized support

With us, you get more than selling. We offer clear, personalized recommendations on how to get the best deal for you.

​Expert guidance

We provide proactive insights and advice throughout the borrowing process to make sure it goes smoothly.

​Competitive rates

We have some of the best borrowing rates around and they only get better when you join our Rewards Program.

 
Collabria Mastercard Fall MCC Spend Offer

Get 50% More Rewards Points

RECEIVE 3.9% ON ALL BALANCE TRANSFERS

3.9% Balance Transfer For All

​Get the lowest line of credit rates

​Open to any member, our Rewards Program offers you low borrowing rates, high savings and investing interest, and no-fee banking.
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​Explore your line of credit options

 

​PERSONAL LINE OF CREDIT 

Our Line of Credit is an easy and convenient way to ensure you have funds available if you need them. Think of it as a loan you can access anytime you need it. 

 

​Key features

  • Minimum amount $5,000.00
  • Low variable rate
  • Repayment is based on the greater of 3% of your outstanding balance or $50, due on the last day of each month
  • No additional fees if not utilized
  • Life and disability insurance available

​Rewards Program

Become a Rewards Member and receive a lower interest rate on Personal Lines of Credit

Plus:

  • No fees for day-to-day banking
  • Highest possible savings and investing rates
  • Lowest possible rates for other borrowing

Learn more about our rewards program

​MERIT LINE™ HOME EQUITY LINE OF CREDIT 

The Merit Line™ Home Equity Line of Credit  is right for you if you want a higher revolving credit facility with a preferred rate of interest.

 

​Key features

  • Borrow up to 80% of the appraised value or purchase price of your property
  • Interest only payments
  • May be paid down or paid off at anytime without penalty
  • Competitive variable interest rate that will fluctuate with credit union prime
  • Borrow once with the ability to use whenever credit is available
  • Life and disability insurance available
  • One time legal fee

​Rewards Program

Become a Rewards Member and receive a lower interest rate on a Merit Line™ Home Equity Line of Credit

Plus:

  • No fees for day-to-day banking
  • Highest possible savings and investing rates
  • Lowest possible rates for other borrowing

Learn more about our rewards program

PRIMELINE® HOME EQUITY LINE OF CREDIT

The Primeline® Home Equity Line of Credit is part of our CreditMaster® Mortgage. This is right for you if you want a higher revolving credit facility with a preferred rate of interest.

 

​Key features

  • Borrow up to 80% of the appraised value or purchase price of your property
  • Interest only payments
  • May be paid down or paid off at anytime without penalty
  • Competitive variable interest rate that will fluctuate with credit union prime
  • Borrow once with the ability to use whenever credit is available
  • Life and disability insurance available
  • One time legal fee

​Rewards Program

Become a Rewards Member and receive a lower interest rate on a Primeline® Home Equity Line of Credit

Plus:

  • No fees for day-to-day banking
  • Highest possible savings and investing rates
  • Lowest possible rates for other borrowing

Learn more about our rewards program

​STUDENT LINE OF CREDIT 

The Student Line of Credit provides you money for tuition, books and living expenses while you are a full time student at an accredited post-secondary institution in Canada

 

​Key features

  • Access up to $10,000 per year, up to a maximum of $40,000 over four years of study
  • Interest only payments while you are in school and up to one year after completion of a program. Student line of credit to be converted to a five-year fixed rate loan at the end of this period
  • Withdraw money via online banking, ATM, Expressline™ or in one of our branches
  • Student line of credit will require a co-signor
  • Must provide proof of enrollment on an annual basis
  • Life and disability available

​Rewards Program

Become a Rewards Member and receive a lower interest rate on a Student Line of Credit

Plus:

  • No fees for day-to-day banking
  • Highest possible savings and investing rates
  • Lowest possible rates for other borrowing

Learn more abour our rewards program

​CONTINUING EDUCATION LINE OF CREDIT 

The Continuing Education Line of Credit was created for police personnel looking to advance their career through additional full or part-time sutdies at an accredited post secondary institution in Canada.

 

​Key features

  • Access up to $10,000 per year, up to a maximum of $40,000 over four years of study
  • Interest only payments while you are in school and up to one year after the completion of your program. Continuing Education Line of Credit to be converted to a five-year fixed rate loan at the end of this period
  • Withdraw money via on-line banking, ATM, Expressline™ or in one of our branches 
  • Must provide proof of enrollment on an annual basis
  • Life and disability insurance available

​Rewards Program

Become a Rewards Member and receive a lower interest rate on a Continuing Education Line of Credit

Plus:

  • No fees for day-to-day banking
  • Highest possible savings and investing rates
  • Lowest possible rates for other borrowing

Learn more about our rewards program

 
 
 
Financial Checkup

​GET A FINANCIAL CHECK-UP

​Make sure you’re on track to achieve your goals with a personalized financial check-up from one of our experts.
 
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