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TERM DEPOSITS

TERM DEPOSITS

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A GUARANTEED WAY TO SAVE

They're Flexible

We offer flexibility with certificate terms ranging from 30 days to 5 years and offer very competitive rates. 

They're Secure

Your investment has a guaranteed return and is protected by the Financial Services Regulatory Authority of Ontario for all Canadian dollar deposits up to $250,000.

They Pay Out

Interest is paid at maturity on term deposits one year and less and two to five year term deposits are paid interest annually. Interest can compound in the term deposit or be deposited directly into a Credit Union account of your choice.

They're Valuable

They earn higher interest than a regular savings account and are eligible for registered plan investments with a low minimum balance of only $1,000.

They're Flexible

We offer flexibility with certificate terms ranging from 30 days to 5 years and offer very competitive rates. 

They're Secure

Your investment has a guaranteed return and is protected by the Financial Services Regulatory Authority of Ontario for all Canadian dollar deposits up to $250,000.

They Pay Out

Interest is paid at maturity on term deposits one year and less and two to five year term deposits are paid interest annually. Interest can compound in the term deposit or be deposited directly into a Credit Union account of your choice.

They're Valuable

They earn higher interest than a regular savings account and are eligible for registered plan investments with a low minimum balance of only $1,000.

Earn even more with higher rates

Become a REWARDS member today by having your total pay or pension deposited to a chequing account, and you will earn even more in interest with higher rates.

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Cashable Term Deposits

A Great Way to Save Without Locking In!

  • Interest is paid annually
  • Cash it after 6 months and full interest is paid
  • Cash it before 6 months and no interest is paidMinimum $5,000 deposit

Cashable Term Deposits

A Great Way to Save Without Locking In!

  • Interest is paid annually
  • Cash it after 6 months and full interest is paid
  • Cash it before 6 months and no interest is paid
  • Minimum $5,000 deposit
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