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Term Deposits




They're Flexible

We offer flexibility with certificate terms ranging from 30 days to 5 years and offer very competitive rates. 

They're Secure

At The Police Credit Union, eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).


They Pay Out

Interest is paid at maturity on term deposits one year and less and two to five year term deposits are paid interest annually. Interest can compound in the term deposit or be deposited directly into a Credit Union account of your choice.

They're Valuable

They earn higher interest than a regular savings account and are eligible for registered plan investments with a low minimum balance of only $1,000.

Earn even more with higher rates

Sign up for our REWARDS Program today by having your total pay or pension deposited to a chequing account, and you will earn even more in interest with higher rates.

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Cashable Term Deposit

Cashable Term Deposits

A Great Way to Save Without Locking In!

  • Interest is paid annually
  • Cash it after 6 months and full interest is paid
  • Cash it before 6 months and no interest is paid
  • Minimum $5,000 deposit
Free foldable trunk organizer on approval

Fall Vehicle Loan Special

Get Cash Rewards when you buy or sell a home!

All-Purpose Realty Cash Back Offer

Our Collabria Mastercard of The Month

US Dollar Mastercard