Skip to main content
Skip to main content

​Registered Retirement Savings (RRSP)

​Registered Retirement Savings (RRSP)

Skip to main content

​Reduce tax owing

Your annual RRSP contribution can be deducted from your gross income to reduce the amount of tax you pay each year.  

​Defer tax on growth

Any investment interest you earn within your RRSP is tax-sheltered until you withdraw it in retirement.   

​Borrow for big goals

You can use your RRSP savings to buy your first home or pay for education and training, as long as it’s repaid within 15 years. 

​Tailor your RRSP 

Your RRSP can contain a variety of savings solutions (term depositsmutual fundssavings accounts and more). 

​Reduce tax owing

Your annual RRSP contribution can be deducted from your gross income to reduce the amount of tax you pay each year.  

​Defer tax on growth

Any investment interest you earn within your RRSP is tax-sheltered until you withdraw it in retirement.   

​Borrow for big goals

You can use your RRSP savings to buy your first home or pay for education and training, as long as it’s repaid within 15 years. 

​Tailor your RRSP 

Your RRSP can contain a variety of savings solutions (term depositsmutual fundssavings accounts and more).  

Skip to main content

​GET PERSONALIZED RETIREMENT PLANNING

​Our financial planning expert is specialized in supporting police personnel and their families. Let him put that expertise and insight to work creating a practical, tailored plan to achieve your retirement goals. 

​GET PERSONALIZED RETIREMENT PLANNING

​Our financial planning expert is specialized in supporting police personnel and their families. Let him put that expertise and insight to work creating a practical, tailored plan to achieve your retirement goals. 

​Try our retirement calculator

​Find out how much you’ll need to save on top of your OMERS pension to reach your retirement goals. 

​Try our retirement calculator

​Find out how much you’ll need to save on top of your existing pension to reach your retirement goals. 

Skip to main content

YOUR PORTFOLIO YOUR WAY WITH SELF ​DIRECTED RRSPs

Take responsibility for the assets in your RRSP portfolio and choose from a wide variety of products to fit your investment strategies. We also offer assistance with your Financial Service Officer so you can administer the way you see fit.

Skip to main content

​DIY INVESTING

​Manage your own RRSP with ease using Qtrade Investor’s award-winning platform.

​ROBO INVESTING

​Make building wealth a breeze by automating your RRSP with VirtualWealth.

HAVE YOU COMPLETED YOUR CHECKUP

FINANCIAL CHECKUP

MAXIMIZE YOUR MONEY AS A REWARDS MEMBER

REWARDS PROGRAM

​Want to top up your RRSP? 

​Maximize the savings and tax benefits of your RRSP by catching up on unused contribution room with an RRSP loan.