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​Registered Retirement Savings (RRSP)


Our Declaration of Trust for RRSP Accounts has been updated as of April 1st 2023

​Reduce tax owing

Your annual RRSP contribution can be deducted from your gross income to reduce the amount of tax you pay each year.  

​Defer tax on growth

Any investment interest you earn within your RRSP is tax-sheltered until you withdraw it in retirement.   

​Borrow for big goals

You can use your RRSP savings to buy your first home or pay for education and training, as long as it’s repaid within 15 years. 

​Tailor your RRSP 

Your RRSP can contain a variety of savings solutions (term depositsmutual fundssavings accounts and more).  



​Our financial planning expert is specialized in supporting police personnel and their families. Let him put that expertise and insight to work creating a practical, tailored plan to achieve your retirement goals. 

Retirement Planning

​Try our retirement calculator

​Find out how much you’ll need to save on top of your existing pension to reach your retirement goals. 

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​Manage your own RRSP with ease using Qtrade Investor’s award-winning platform.
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​Make building wealth a breeze by automating your RRSP with VirtualWealth.

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Want to top up your RRSP?

​Maximize the savings and tax benefits of your RRSP by catching up on unused contribution room with an RRSP loan.

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