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Pay As You Go Accounts

PAY AS YOU GO

 

Flexible account for members who do not want to pay a fixed monthly fee or deposit their full pay or pension to the Credit Union.

Pay only for the chequing services you use.

 
Free Exchange Withdrawals

FREE EXCHANGE WITHDRAWALS

Free Internal Transfers

FREE INTERNAL TRANSFERS

Free Telephone and Online Banking

FREE TELEPHONE AND ONLINE BANKING

 

Fee's & Interest

Monthly FeeNone
Payroll/Pension - Direct Deposit ServicesNo
Minimum Monthly Balance to waive feeN/A
Monthly InterestNo
Included transactionsNone
Monthly Overdraft protection22.50%
 

In-branch Transactions

WithdrawalsUnlimited
DepositsUnlimited
Bill Payments$1.00
Transferring funds within same membership$2.00
Transferring funds to another membership$2.00
 

Self Serve Transactions

Cheques (CAD/Us Accounts) $0.70
Pre-Authorized payments $0.70
Bill payments $0.60
Transferring funds within same membership Unlimited
Transferring funds to another membership Unlimited
Interac e-Transfer - Send $1.50
Interac e-Transfer - Receive Unlimited
Interac e-Transfer - Request $1.50
 

MemberCard Transactions (Debit)

Interac CASH Withdrawals$1.50
Interac DEBIT transactions (point of sale)$0.70
The Police and THE EXCHANGE Network ATM's (for deposits, withdrawals, transfers and balance inquiries)Unlimited
ACEL (THE EXCHANGE US) - CASH withdrawals$2.95
ACEL (THE EXCHANGE US) -DEBIT transactions (Point of Sale)$0.70
 

Other Features

Monthly statement fee $2.00
E statements Free
Cheque Images Free
 

Other Benefits

Savings account boost None
Recruit Loan discount None
GIC rate boost None
Loan rate discount None
Fee rebated on select credit cards (1st year) No
 
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