REWARDS CHEQUING
NO FEE BANKING*
NO MINIMUM BALANCE REQUIRED*
FREE EXCHANGE WITHDRAWALS
*Direct payroll or pension deposit required for free banking
Fees & Interest
| Monthly Fee | None |
| Payroll/Pension - Direct Deposit Services | Yes |
| Minimum Monthly Balance to waive fee | None |
| Monthly Interest | No |
| Included transactions | Yes |
| Monthly Overdraft protection | 18.75% |
In-branch Transactions
| Withdrawals | Unlimited |
| Deposits | Unlimited |
| Bill Payments | Unlimited |
| Transferring funds within same membership | Unlimited |
| Transferring funds to another membership |
Unlimited
|
Self Serve Transactions
| Cheques (CAD/US Accounts) | 10 Free/month - $0.70 each additional |
| Pre-Authorized payments | Unlimited |
| Bill payments | Unlimited |
| Transferring funds within same membership | Unlimited |
| Transferring funds to another membership | Unlimited |
| Interac e-Transfer - Send | 4 Free/month - $1.50 each additional |
| Interac e-Transfer - Receive | Unlimited |
| Interac e-Transfer - Request | $1.50 |
MemberCard Transactions (Debit)
| Interac CASH withdrawals | $1.50 |
| Interac DEBIT transactions (Point of Sale) | Unlimited |
| The Police and THE EXCHANGE Network ATM's (for deposits, withdrawals, transfers and balance inquiries) | Unlimited |
| ACEL (THE EXCHANGE US) - CASH withdrawals | $2.95 |
| ACEL (THE EXCHANGE US) - DEBIT transactions (Point of Sale) | $0.70 |
Other Features
| Monthly statement fee | $2.00 |
| E statements | Free |
| Cheque Images | Free |
Other Benefits
| Savings account boost | 10 bps* |
| Recruit Loan discount | 200 bps* |
| GIC rate boost | 10 bps* |
| Loan rate discount | 100 bps* |
| Fee rebated on select credit cards (1st year) | No |
BPS stands for Basis Points and are unit of measure to describe the percentage change of a particular rate. One basis point is equivalent to 0.01% or 1/100th of a percent.
WHO WE ARE
