Personal Loans

Great Rates, Great Service

Make the Police Credit Union your first choice when it’s time to make a major purchase, finance a vacation or consolidate debts. Start with a quote from us and see how low we can go!

With a chequing account and total pay deposit, you’ll automatically get our best possible REWARDS rate and save on interest costs.

Plus, we offer easy applications, fast approvals and flexible repayment options. You can make extra payments at any time and there's no penalty for paying off your personal loan early.

If you have an outstanding credit card balance or a high-interest rate loan from another financial institution, why not transfer-in to a lower interest consolidation loan at the Police Credit Union?


  • Competitive rates! Your Credit Union works hard to give you the lowest possible rate.
  • Save money! By becoming a REWARDS member or pledging security against your loan (see Preferred Rate Loans), you’ll receive a lower interest rate
  • Expert assistance! You'll get an understanding ear, solid advice, minimal paperwork and a straight forward approval process
  • Flexibility! Repayment options are negotiable: weekly, bi-weekly, semi-monthly or monthly
  • Open term! Extra payments can be made at any time
  • Variable rate fluctuates with Credit Union Prime. Rate responsive to the economy
  • Fixed rates for 5 years to guard against possible interest rate increases
  • Maximum loan repayment period is 5 years

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