Got a Great Mortgage Rate Offer? Let Us Beat It!
From now until May 31st, if you bring us an approved mortgage rate from one of our major competitors* we will beat it by .05%**
*Competitors include CIBC, TD Bank, Royal Bank, Scotiabank, BMO, and National Bank
*Competitors include CIBC, TD Bank, Royal Bank, Scotiabank, BMO, and National Bank
4.19% | 3.99% | 4.39% |
| 5-Year Closed Fixed Conventional | 5-Year Closed Fixed High Ratio | 3-Year Closed Fixed Conventional |
Check out more great rates here | ||
Got a Better Offer? Let Us Beat It!
We are so confident of our great competitive rates that if you bring us an approved rate between now and May 31st from one of our major competitors*
we will beat it by .05%.**
*Competitors include CIBC, TD Bank, Royal Bank, Scotiabank, and National Bank
We've got your back in making your mortgage experience a memorable one
We've got some of the lowest mortgage rates out there which get even better when you join our REWARDS Program.Guaranteed Savings - We will make sure bringing your mortgage to us won't be a costly endeavour. We offer free switches - value up to $1,500!***
Free Appraisal - We will offer a free property valuation for all new mortgages transferred in or for new purchases - value up to $350!****
Rate Protection - We will hold your rate for up to 120 days, if rates drop, we will honor the lowest rate available upon closing.
No Hidden Fees - We will be transparent about any internal fees you may be subject to.
Contact your Financial Services Officer today to find out more!
Special Offer from April 1st to August 31st 2025
$100 Home Depot Gift Card For New Home Buyers!
Free $100 Home Depot Gift Card while supplies last to members who secure a mortgage with us to purchase their first home.
The Police Credit Union has partnered with All-Purpose Realty offering our members an amazing offer!
Just use the APR listing website, from their established network of brand name real estate companies and you will receive a cashback reward based on the transaction vlaue of the home sale or purchase.
The cash incentive is $25 for each $10,000 increment of completed transation value of the sale or purchase price.
Just use the APR listing website, from their established network of brand name real estate companies and you will receive a cashback reward based on the transaction vlaue of the home sale or purchase.
The cash incentive is $25 for each $10,000 increment of completed transation value of the sale or purchase price.
Find your new home and receive Cash Rewards!
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Read up on the March Real Estate Market Trends for April 2025 courtesy of All-Pupose Realty
Let's Get You Started
Contact one of our Financial Services Officers to get pre-approved today!
...and take a look at these exciting offers!
Take advantage of this great rate before June 30th
Limited Time Vehicle Loan Offer!
Get Cash rewards When You Buy Or Sell A Home!
All-Purpose Realty Cash Back Offer
Get up to 2,000 Bonus Rewards Points!
Centra Gold Welcome Points Offer
OFFER TERMS AND CONDITIONS
**Rate Offer: The Police Credit Union will beat a confirmed rate approval from CIBC, Royal Bank, TD Bank, National Bank, Bank of Montreal, and Scotiabank (excludes broker offers) for mortgages with similar terms and conditions by .05%. The approval must include the amount of the mortgage, the term and amortization and be dated and show an expiry date. To qualify for this you must be an existing member or become a new member of the Police Credit Union. Only valid for properties located in the province of Ontario.
***Switch: For switch transactions we will pay, when applicable, the basic title insurance fee for properties located in Ontario, property valuation fees up to $300 and one discharge fee. Offer eligible only for switch transactions carried out by First Canadian Title and only for new mortgages with a three-year or greater fixed term or a five-year variable rate term. Excludes mortgage penalties to break your mortgage term earlier.
****Appraisal: The Police Credit Union will cover one property valuation fee up to $350.00 on new mortgages with a minimum value of $350,000.
This offer is only available to members of The Police Credit Union and the mortgage must be approved.
**Rate Offer: The Police Credit Union will beat a confirmed rate approval from CIBC, Royal Bank, TD Bank, National Bank, Bank of Montreal, and Scotiabank (excludes broker offers) for mortgages with similar terms and conditions by .05%. The approval must include the amount of the mortgage, the term and amortization and be dated and show an expiry date. To qualify for this you must be an existing member or become a new member of the Police Credit Union. Only valid for properties located in the province of Ontario.
***Switch: For switch transactions we will pay, when applicable, the basic title insurance fee for properties located in Ontario, property valuation fees up to $300 and one discharge fee. Offer eligible only for switch transactions carried out by First Canadian Title and only for new mortgages with a three-year or greater fixed term or a five-year variable rate term. Excludes mortgage penalties to break your mortgage term earlier.
****Appraisal: The Police Credit Union will cover one property valuation fee up to $350.00 on new mortgages with a minimum value of $350,000.
This offer is only available to members of The Police Credit Union and the mortgage must be approved.
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