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Refinancing your Mortgage with the Police Credit Union

Many of our members refinance their existing mortgages to take advantage of the equity in their homes to access funds at a lower interest rate than a traditional mortgage.

Members are able to access up to 80% of the value of their home.

Our Financial Services Officers can help get you started on your options and guide you on this process.

Why Refinance?

Everyone's situation is different but reasons to refinance may include:

  • Consolidation of higer rate debts
  • Renovations or repairs to your home
  • Funding larger purchases such as cars or recreational vehicles
  • Investments
  • Change your mortgage term or amortization (this may result in a penalty on your existing mortgage)

Need more information?

Find out more on the costs of refinancing your mortgage

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Additional Resources

choosing a mortgage

Which Mortgage is Right for Me?

Discovering mortgage affordability

How Much Can I Afford?

taking the mortgage stress test

What's a Mortgage Stress Test?

caculating your costs

Our Mortgage Calculator