High Ratio Mortgages

Realize What is Possible

If owning your own home is important to you and you don’t have full financing for a conventional down payment, your Credit Union is there to help you make the right decision. We can also arrange financing with as little as 5% down.


  • Make your dream a reality! High ratio mortgages available with as little as 5% down for those with an acceptable credit record
  • Competitive rates! While you must pay mortgage insurance (Canada Mortgage and Housing Corporation (CMHC), Genworth and Canada Guaranty), we do our best to give you a discounted rate
  • Options! Term lengths range from 1 to 5 years
  • Repayment options of weekly, monthly, bi-weekly or semi-monthly

Find Branch/ATM

Enter address, postal code or branch name